100% Google Reviews

MEDICARE
MADE SIMPLE.
WE'RE 100% FREE!

Hank and Shelly Cowles offer free and personal service which sadly has become rare. Guiding Arkansas seniors through Medicare for 16 years they work for YOU, not the insurance companies, and show you how to get the most out of your plan plus they make sure these companies 'do you right' all year. Truly on your team with good old fashion customer care you will NEVER get by signing up on the phone with a call center or going directly to a company's website. They are 'hands-on' all year and always free!

  • Let us treat you to lunch or meet at your home or just call
  • We call all year to make sure all is well
  • We love to drop by your home and just visit
Hank and Shelly visiting a client at home

Google AI Overview — What Clients Consistently Say:

Knowledgeable

Makes complex Medicare easy to understand in plain language

Accessible

Super responsive — answers calls immediately, all year long

Patient

Takes time to answer every question about coverage options

Professional

Acts as a true advocate for clients during and after enrollment

Hank and Shelly Cowles — Medicare Insurance Agents
HANK & SHELLY COWLES
Hank Cowles Testimonial
(501) 303-9881

Benton, AR · Serving all of Arkansas

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100% FIVE-STAR
GOOGLE REVIEWS

What Clients Say

Scroll through what Arkansas seniors are saying about us!

Hank helped my elderly mom out a lot…and not just in the beginning. He still checks in to make sure things are going smoothly. Great guy!

M Harris

If you or a loved one is on Medicare, I highly recommend giving Hank a call. He will do everything he can to find what you need. It has been such a big help to be able to just pick up the phone and call 'my insurance guy' whenever a question pops in my head. All year, every year.

Brenda B.

Hank was very knowledgeable. Funny, very polite and helpful. Answered questions in a very understanding way. Turning 65 I was confused but he made it easy. I recommend to anyone who is crossing over into Medicare.

Charlotte D.

Hank is the best insurance agent ever! Sensitive to the nuances and potential insecurities of seniors navigating the complexities of Medicare plans. Very positive and caring attitude is reassuring. He's really tall and really cares!

Wanda K.

Hank helped me choose the best healthcare plan for me. He's always been available whenever I need him. I'm very satisfied with his attentiveness and service.

Anna G.

He has guided me through this Medicare process so effectively. I have recommended him to others! Very patient, our follow-up calls were made with ease.

Sharon W.

Hank guided my husband and I through the process painlessly. All my questions were answered without feeling like they were insignificant. I didn't feel rushed and was confident we made the right choice.

Norma J.

Hank does a great job taking care of me and making sure that my coverage is always good every year. I would refer Hank to anyone who's looking for a good agent for Medicare D coverage. Thank you Hank!!!!!

Susan Baker

Hank helped me choose the best Healthcare plan for me. He's always been available whenever I needed him. I'm very satisfied with his attentiveness and service.

Anna Glasgow

Hank helped me tremendously with switching from Texas Medicare to Arkansas! Reliable, helpful and takes his time finding the best option for your needs.

Shauna Raper

Hank is both knowledgeable and friendly and his service for me has been impeccable. Thank you Hank, for everything.

Richard
Hank and Shelly Cowles with family
16
Years of Service

Our Story

BY YOUR SIDE
ALL YEAR!

Hank and Shelly Cowles have 5 kiddos and are based in Benton, Arkansas, and have spent 16 years helping seniors navigate the complexities of Medicare. What started as a career became a calling — because they both know firsthand what it means to be raised by grandparents.

"Turned out we both were raised by grandparents, so we truly care and are protective about seniors." That personal connection drives everything they do. They represent every major Medicare carrier in Arkansas, and their service is completely free to you.

Truly Care About Seniors
Work For YOU, Not Carriers
Available All Year Long
100% Free Service

What We Offer

Medicare Plans & Life Insurance
Tailored JUST FOR YOU

We compare every plan from every major carrier in Arkansas — at no cost to you. Our only goal is finding the coverage that fits your life.

Medicare Advantage

Medicare Advantage

Part C — All-in-One Coverage

Medicare Advantage plans bundle your hospital (Part A), medical (Part B), and often prescription drug coverage into a single plan. Many include dental, vision, and hearing benefits.

  • Hospital & Medical Coverage
  • Often includes Rx drugs
  • Dental, Vision & Hearing
  • Low or $0 monthly premiums
Medigap Supplements

Medigap Supplements

Fill the Gaps in Original Medicare

Medigap plans work alongside Original Medicare to cover costs like copayments, coinsurance, and deductibles that Medicare doesn't pay — giving you predictable, comprehensive coverage.

  • Covers Medicare gaps
  • Predictable out-of-pocket costs
  • Freedom to see any doctor
  • No network restrictions
Prescription Rx Plans

Prescription Rx Plans

Part D — Drug Coverage

Medicare Part D prescription drug plans help cover the cost of your medications. We'll compare all available plans in your area to find the one that covers your specific drugs at the lowest cost.

  • Covers prescription drugs
  • Compare all Part D plans
  • Find your specific medications
  • Minimize out-of-pocket costs
Life Insurance

Life Insurance

Protection for Your Family

Life insurance provides financial security for your loved ones. We help you find affordable coverage that fits your needs and budget, ensuring your family is protected.

  • Affordable premiums
  • Flexible coverage options
  • Easy application process
  • Family protection & peace of mind

FAST & FREE MEDICARE CHECK-UP

Not happy with your current Medicare plan? Let's find one that's BETTER! A quick review could save you money and improve your coverage.

Get In Touch

LET'S FIND YOUR
PERFECT PLAN

Reach out today for your free Medicare consultation. Hank and Shelly are ready to help you navigate your options — no pressure, no cost.

We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Currently, we represent 8 organizations which offer 72 products in your area. Arkansas license: Henry 'Hank' Cowles #16512576

FREE MEDICARE CONSULTATION

Fill out the form and Hank will contact you personally.

Or call directly: (501) 303-9881

FREQUENTLY ASKED QUESTIONS

Get answers to common questions about Medicare enrollment and plans

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